Story

Hi im so sorry to ask but i really need help. Im struggling financially. I get my private pension 32500 before tax per annum

I’m not for 1 minute asking for handout just a loan which I’ll pay back monthly. Im unable to get any credit and i have £3.65 in my bank.I’m 47 have 2 kids and had to retire in 2019 due to me having various health issues after breast cancer. I have brac2 gene required double mastectomy a full hysterectomy and various operation. I was always good with money had great savings etc but find myself struggling at present.Since retirement ive been struggling mentally and physically there were days when I would be in so much pain I’d be bed ridden I would pass time having wee flutters on bets. This then turned to slots and I found I gradually withered away my money.I am forgetful at times and totally lost track of what I was doing. I sought help and realised it was boredom and hopelessness i felt that started me on this path but I told my family and put gamstop on so I cannot access anything. To be honest I’m not interested in gaming but i was lonely, but it’s left me with no savings. I used savings i saved up for kids and remortgaged twice which I’m struggling with. I will also need to do home improvements to create better downstairs space and bedroom as I have osteopenia in spine which is crumbling due to medication I’m on for cancer prevention but it will turn into osteoporosis. struggle to get up stairs in and out Bath and have carers help.I owe 50000 to savings of kids. 2 credit cards 12000, loan 6000, 16000 to my mum and 151000 remortgage too. I’m really struggling. It’s on my mind daily. I don’t know what to do.

I promise I’m not asking for handout just a loan to pay everything off have 1 payment.

Please can you put me onto anyone who can help I don’t know how else to do this. Even just funds for general items. Im so scared as im at rock bottom. Too ill to work and still have 2 kids to support. My income from my ill health retirement pension is totally stretched trying to pay bills and debts i need help. Im from UK